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Since there are so many companies that offer pre-foreclosure listings for a fee, finding free listings involves a bit of strategy. Still, there are ways to make use of commercial pre-foreclosure listing companies as well as federal and local government websites to find the necessary information in any part of the country.

It is common for commercial foreclosure websites to offer access to their information for a fee. The fee typically varies depending on how much information is needed by the researcher and for how long access is required. However, since most commercial sites offer a free trial period as an enticement to buy their service, it is possible to conduct foreclosure research within the free trial and then cancel the service once the research is complete. This can be a good strategy if access to foreclosure information is needed only for a short period of time. For access to free foreclosure information in the long term, consider using government sources where the information is the same as commercial websites and most importantly, it is free.

Certain agencies of the federal government involved in the mortgage business are also a good source of free information on foreclosures and pre-foreclosures. Exploring their websites is easy and there is usually a search feature that allows the researcher to focus a search on a specific geographic location. Depending on the agency, photos of the homes may be included as well as the address, price, and other important particulars.

Local governments are also a free source of information and are especially helpful when finding pre-foreclosure listings. Once the pre-foreclosure process is started by the lender, paper work is filed either in court or the county recorder. Whether the pre-foreclosure proceedings are filed in court or the county recorder depends on local laws. Once these documents are filed, the information becomes public and therefore available for research. Many county recorders post the information on their websites which makes searching for pre-foreclosures faster and more convenient.

Ultimately, depending on your needs, you can easily find free information on pre-foreclosures to suit the needs of any project.

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